As the title of this article indicates, dispute resolution is the crux of why many legal statutes are drafted. Resolution also has a lot to do with why claimants retain legal counsel. If you’re wondering when it might be time to hire an insurance coverage or policy lawyer, ask yourself this question: are you constantly fighting with your insurance company to settle the claim? If the answer is yes, it’s probably time to consult an attorney.
What Are Insurance Disputes About?
Insurance disputes are common and they can cover a wide range of claims including:
- Health
- Life
- Car
- Home
- Traveler’s coverage
No matter where the dispute lies, it boils down to breach of contract.
When you sign up for coverage with an insurance company, you sign a contractual agreement that outlines the specifics of your coverage. If at any time your insurance provider fails to hold up their end of the contract, it’s time to hire an insurance policy lawyer.
An attorney can help investigate and substantiate your claim, bring your case to the attention of a judge, and work to resolve the dispute. Resolution usually means one of two things occurs:
- Your claim is upheld and you are paid the money owed.
- Your contract with the insurance provider is voided and you are free to seek coverage elsewhere. You can bring an attorney into an insurance dispute at any time, but they are most effective when consulted immediately following the incident in question.
What Happens If I Have An Insurance Dispute?
An insurance provider will look out for the interests of the company first and foremost. As a result, following an accident, injury, or loss of life/property they will attempt to settle your case as soon as possible. The best thing you can do is agree to nothing until an experienced insurance attorney reviews the settlement.
When insurance companies get involved, it usually means that there are significant expenses involved. If you settle without the advice of an attorney, you might not end up with enough money to cover medical expenses, the cost of any repairs, or lost wages. That doesn’t even begin to cover any discussion of punitive damages. That’s why, it’s important that an attorney investigate and analyze any settlement agreement to make sure that what you’re being awarded is fair.
Any settlement you agree to should accurately reflect the damages you endured and the compensation you deserve.
The lawyers Stockard, Johnston, Brown, Netardus & Doyle, P.C. in Amarillo, Texas have substantial experience dealing with insurance companies. Don’t go through this tug-of-war on your own; hire a firm representative and get your claim settled once and for all. Contact this respected Amarillo law firm directly to schedule an initial consultation.