Attorney Benjamin Doyle had the privilege of speaking at the 2025 Spring Texas Association of Public Insurance Adjusters (TAPIA) conference on March 5. As a trusted partner at Stockard, Johnston, Brown, Netardus, and Doyle, P.C., Ben brought his extensive experience in insurance law to the forefront, offering valuable insights to an engaged audience of industry professionals. His presentation, “Cosmetic Damage Exclusions in Insurance Policies,” explored the intricate and often misunderstood aspects of exclusionary language that can lead to coverage denials.
Ben delved into the complexities of how exclusionary clauses are applied, highlighting the evolving challenges policyholders and adjusters face when navigating denied claims. By examining Texas jurisprudence, he demonstrated how recent court rulings and legislative updates impact the interpretation and enforcement of these exclusions. Additionally, Ben emphasized the critical role of expert evidence in challenging exclusionary policy disputes, providing attendees with practical strategies to strengthen their cases and advocate effectively for their clients.