First Party Insurance Claims
If your insurance company acts in bad faith, you have the right to sue. Our attorneys provide representation in first party insurance claim suits related to storm damage and denial of insurance benefits.
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When an insurance company denies your claim for property damage or medical bills, you can’t pay for the repair or care you need. Attorneys Ben Doyle and Daren Brown provide representation in first party insurance claim suits related to storm damage and denial of insurance benefits.
Areas of First Party Insurance Claims
Whether your house or business has been damaged by a storm or you have been injured in a car wreck, you are entitled to what your policy states when filing a claim.
In the event of a natural disaster, your property may end up damaged. It’s likely that you would also file a claim for the damages. Even though you pay for your homeowner’s insurance, there is a chance that they will underpay or deny your claim completely. They may say that the property isn’t worth as much as your claim indicates among other excuses.
If your commercial property experiences damage from a winter storm or freeze damage, hiring a first party insurance lawyer is the best action to take. The attorneys at Stockard, Johnston, Brown, Netardus & Doyle, P.C. are qualified to help you with your insurance claim if your claim was denied.
Denial of Insurance Benefits: Health & Life Insurance
If you have paid for your insurance, it makes sense to believe that you are covered in the event of making a claim. However, it doesn’t always work out like this. Insurance companies are for-profit entities and it works in their favor to avoid a payout when possible. There are many reasons they can give you for denying your claim including:
- A pre-existing medical condition
- An accident being unavoidable
- Inadequate treatment at the time of injury
When you feel like you have been denied for your claim incorrectly, you need to take immediate action. If you wait too long, you may be accused of insurance fraud or miss a deadline.
How Can You Tell When an Insurance Company Acts in Bad Faith
A few of the things that attorneys look for when determining an insurance company acted in bad faith include denying or underpaying valid claims. These companies may also act in bad faith by not performing an adequate claim investigation or not respond to claims within the required timeframe. What Type of Damages can be Recovered?
If you have a bad faith claim, you could end up with recoverable contract damages, extra-contractual damages, or punitive interest. For more information, be sure to get in touch with an experienced attorney.
Do You Need Legal Help With Your First Party Insurance Claim?
These types of claims are not uncommon and you will need an attorney that is willing to fight for your rights. If you or someone you know needs assistance in navigating through one of these or any other related issues, please schedule a consultation with one of our attorneys today.